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Covid-19 Coverage is now available on Basic+ and Superior+ plan and is only applicable for these countries:
ASEAN includes:
Brunei, Cambodia, Indonesia, Laos, East & West Malaysia, Myanmar, Philippines, Thailand and Vietnam

ASIA includes:
Australia, China (Excluding Inner Mongolia and Tibet), Hong Kong, India, Japan, Korea, Macau, New Zealand, Sri Lanka, Taiwan

WORLDWIDE refers to:
All other Countries (excluding Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Sudan andSyria)

Note that this list is subject to change depending on the infection rates in each country provided by the Centers for Disease Control and Prevention (CDC)

ChangiAssure Travel Insurance

Get the cheapest travel insurance in town with instant claims at Changi Recommends counters in Singapore Changi Airport. Put your mind at ease with our comprehensive coverage plans, all at an affordable price! Get a quote and find out how you can get insured.


Instant Claims* at Changi Recommends’ counters
(*up to S$200)


Comprehensive Protection & Coverage


Instant Issuance Of Certificate of Insurance


24-Hour Helpline
Benefits
Coverage Maximum Benefit Limit Payable (S$)
Basic Basic+ Superior Superior+

Overseas Medical Expenses

Adult (age 70 years and below) 75,000 75,000 250,000 250,000
Adult (age above 70 years) 25,000 25,000 100,000 100,000
Child 50,000 50,000 100,000 100,000
Medical Expenses in Singapore
Adult (age 70 years and below) 5,000 5,000 20,000 20,000
Adult (age above 70 years) 500 500 2,500 2,500
Child 500 500 2,500 2,500
Compassionate Visit 1,500 1,500 10,000 10,000
Repatriation of Mortal Remains Unlimited Unlimited Unlimited Unlimited
Overseas Funeral Expenses 1,000 1,000 1,000 1,000
Return of Minor Children 3,000 3,000 5,000 5,000
Emergency Medical Evacuation Unlimited Unlimited Unlimited Unlimited
Overseas Hospital Cash Benefit ($100 per 24 hours) 5,000 5,000 10,000 10,000
Hospital Cash Benefit in Singapore ($100 per 24 hours) 600 600 1,600 1,600

Accidental Death & Permanent Disablement

Adult (age 70 years and below) 100,000 100,000 300,000 300,000
Adult (age above 70 years) 25,000 25,000 50,000 50,000
Child 25,000 25,000 50,000 50,000
Cash Relief for Death due to Accident 1,500 1,500 5,000 5,000

Loss of Baggage and Personal Effects

1,500 1,500 5,000 5,000
Personal Money 250 250 500 500
Personal Documents 500 500 1,000 1,000
Emergency Phone Charges 100 100 100 100

Delayed Baggage

($100 for every 6 hours)
500 500 1,000 1,000
Loss of Deposit or Cancellation of Trip 5,000 5,000 12,000 12,000
Trip Curtailment 1,500 1,500 8,000 8,000

Travel Delay

($100 for every 6 hours)
500 500 1,000 1,000
Travel Postponement 500 500 1,500 1,500
Travel Misconnections ($100 for every 6 hours) 200 200 200 200
Flight Overbooked ($100 for every 6 hours) 100 100 100 100
Flight Diversion ($100 for every 6 hours) 500 500 1,000 1,000
Insolvency of Travel Agency 1,000 1,000 4,000 4,000
Personal Liability 500,000 500,000 1,000,000 1,000,000
ENHANCED MEDICAL BENEFITS FOR COVID-19’
Covid-19 enhanced benefits are only applicable for the following countries:
Indonesia, Cambodia, Hungary, Isreal, Malaysia, Qatar, Vietnam, UAE, Tongo, Qatar, Argentina, Blangadesh, Brazil, Chile, Colombia, Kuwait, India, Laos, Ethopia, Mexico, Myanmar, Nepal, Oman, Pakistan, Papa New Guinea, Philippines, Romania, Russia, Serbia, Sri Lanka, Thailand, Ukraine, Hong Kong, Macao, Mainland China, New Zealand, Taiwan, Australia, Brunei, Canada, Germany, Poland, Saudi Arabia, Austria, Bahrain, Belgium, Bhutan, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Egypt, Fiji, France, Finland, Greece, Iceland, Ireland, Italy, Japan, Liechtenstein, Luxembourg, Malta, Netherlands, Norway, Portugal, Slovakia, Spain, Sweden, Switzerland, Turkey, UK, USA, Vatican City, Estonia, Lithuania, Maldives, Slovenia, Latvia, Republic of Korea, Panama, Mauritius, Peru, Uruguay, Belize, Costa Rica, Kazakhstan
Overseas Medical Expenses due to COVID-19
Adult (age 70 years and below) - 50,000 - 150,000
Adult (age above 70 years) - 15,000 - 45,000
Child - 30,000 - 90,000
Repatriation of Mortal Remains due to COVID-19 - Unlimited - Unlimited
Emergency Medical Evacuation due to COVID-19 - Unlimited - Unlimited
Overseas Hospital Cash Benefit due to COVID-19 ($100 for every 24 hours) - - - 1,000
Overseas Quarantine Allowance due to COVID-19 ($50 for every 24 hours) - - - 1,000
ENHANCED TRAVEL INCONVENIENCE FOR COVID-19’
Covid-19 enhanced benefits are only applicable for the following countries:
Indonesia, Cambodia, Hungary, Isreal, Malaysia, Qatar, Vietnam, UAE, Tongo, Qatar, Argentina, Blangadesh, Brazil, Chile, Colombia, Kuwait, India, Laos, Ethopia, Mexico, Myanmar, Nepal, Oman, Pakistan, Papa New Guinea, Philippines, Romania, Russia, Serbia, Sri Lanka, Thailand, Ukraine, Hong Kong, Macao, Mainland China, New Zealand, Taiwan, Australia, Brunei, Canada, Germany, Poland, Saudi Arabia, Austria, Bahrain, Belgium, Bhutan, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Egypt, Fiji, France, Finland, Greece, Iceland, Ireland, Italy, Japan, Liechtenstein, Luxembourg, Malta, Netherlands, Norway, Portugal, Slovakia, Spain, Sweden, Switzerland, Turkey, UK, USA, Vatican City, Estonia, Lithuania, Maldives, Slovenia, Latvia, Republic of Korea, Panama, Mauritius, Peru, Uruguay, Belize, Costa Rica, Kazakhstan
Cancellation of Trip due to COVID-19 - - - 1,000
Trip Curtailment due to COVID-19 - - - 1,000
Travel Postponement due to COVID-19 - - - 500
Important Information

ChangiAssure is a travel insurance product which is underwritten by HL Assurance Pte. Ltd. and is distributed by Changi Travel Services Pte Ltd. This is not a contract of insurance. Full details of the terms, conditions and exclusions of this insurance are provided in the policy and will be sent to you upon acceptance of your application by HL Assurance Pte. Ltd.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for Your policy is automatic and no further action is required from You. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact HL Assurance Pte. Ltd. or visit the General Insurance Association of Singapore or SDIC websites (www.gia.org.sg or www.sdic.org.sg).